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Low rate Visa credit card

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Low rate Visa Credit Card - Community First Credit Union

Low rate Visa Credit Card



The award winning low rate Visa Credit Card

Community First's Visa Credit Cards have been awarded a 5 star rating for outstanding value from Canstar Cannex.

This places our Visa Credit Cards in the top 5% of all credit cards in Australia, based on a range of criteria including rates, fees and features.


9.99%p.a. on purchases, balance transfers and cash advances

Unlike other credit card providers that can charge you as much as 21%p.a. for cash advances, we charge you the same low rate of 9.99%p.a. on cash advances, retail purchases and balance transfers.

Card features and benefits

Our credit cards have the following features and benefits:

  • Super low interest rate
  • Same low rate on retail purchases, cash advances and balance transfers
  • Up to 55 days interest free
  • Additional card available for $0
  • Low annual fee of $40
  • Choose a credit limit from as little as $1,000 and up to $15,000
  • Access to the worldwide Visa network
  • The option of loan protection insurance

Choose your card

McGrath Pink Visa Card
Low rate Visa Card
  • Australia's only credit card to support women with breast cancer and their families
  • For every McGrath Pink Visa issued we will donate half the card’s annual fee ($20) to the McGrath Foundation, each year you hold the card.
  • Money raised goes towards the placement of McGrath Breast Care Nurses who support women with breast cancer and their families.


Visit the McGrath Pink Visa website>

  • Our standard low rate Visa Credit Card
  • Gives you all the same award winning benefits and features as the McGrath Pink Visa card however there is no affiliation with the McGrath Foundation so no portion of the annual fee is donated








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Terms and conditions, fees and charges apply - details available on application. Rate is current as at 3/01/12 and subject to change without notice. All loans subject to lending guidelines.

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