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If you're after a home loan that rewards you with a substantial interest rate discount, transaction fee free banking and a range of other discounts on financial products and services, you’ll find the Accelerator Home Loan package great value.
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Interest rate discounts
| Depending on how much you borrow, the Accelerator Home Loan can give you the following interest rate discounts:
| - A discount of 0.50%p.a. off our standard variable rate for loan amounts greater than $250,000 or;
- A discount of 0.40%p.a. off our standard variable rate for loan amounts less than $250,000
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Loan features and benefits
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The Accelerator home loan gives you the flexibility you need to pay off your home loan sooner without the hassle of excess fees.
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- Enjoy no transaction fees on your banking with a 100% offset account that gives you full access to your funds via RediCard, Visa Card or cheque book.
- Ability to make additional repayments
- Redraw facility available with no minimum redraw amount
- Option of weekly, fortnightly or monthly repayments
- Available for owner occupied, investment or construction purpose
- Borrow up to 95% of the purchase price with Lenders Mortgage Insurance
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Accelerator Package benefits
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In addition to a highly flexible and competitive home loan product, you will also enjoy a range of other benefits and discounts on Community First’s Products and Services with the Accelerator Package including:
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- Annual fee of $395 (drawn from your Accelerator Offset account each year)
- Transaction fee free banking with a 100% offset account, including full access to your funds via RediCard, Visa Card or cheque book.
- $0 annual fee on our low rate Visa credit card - save $40
- $0 application fee on our personal loans - save $150
- Free initial consultation with Bridges Financial Planning
- A 10% discount on the first’s year’s premium on home and contents and/or car insurance
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Ways to manage your home loan
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- Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 12 Financial Services Stores
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Applying for a home loan with Community First
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Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
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Loan calculators
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Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
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We'll come to you - just choose the time and place
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We understand that choosing a home loan can seem a little daunting. You might prefer to sit down and speak with some one face to face about your options, or you might feel more comfortable having some one assist you to complete your home loan application. If you can't get to a Community First Store, you can book one of our Mobile managers. They can visit you at a time and place that suits you to help you through the whole process.
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Want to find out more? We'll call you
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Simply complete our online home loan enquiry form and a Member Service Officer will phone you back either as soon as possible, or at time suitable to you.
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* All loans subject to lending guidelines. Terms and Conditions, fees and charges apply - details available on application.
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