Credit union personal loans
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No matter what you might need money for, a holiday, a boat or even debt consolidation, Community First Credit Union promises you a flexible attitude and fast approval on Personal Loans.
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Choose a loan to suit you
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Our personal loans are suitable if you're looking to borrow between $5,000 and $50,000 for any worthwhile purpose. If you require a car loan, visit our car loans page.
You have a choice of either a fixed or variable rate personal loan:
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 | | | | - Competitive variable rate
- Redraw available
- No penalty for early loan repayment
- Flexible repayment options - weekly, fortnightly or monthly
- Lump sum repayments allowed
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| - Competitive fixed rate
- Redraw available
- No penalty for early loan repayment
- Flexible repayment options - weekly, fortnightly or monthly
- Lump sum repayments allowed
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| | - Minimum $1,000
- Maximum (unsecured) $30,000
- Maximum (secured) $50,000
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| - Minimum $5,000
- Maximum (unsecured) $30,000
- Maximum (secured) $50,000
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| | - Minimum 1 year
- Maximum 7 years
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| - Minimum 1 year
- Maximum 5 years
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Managing your loan
| At Community First, we provide you with a range of convenient ways for you to view and manage your loan:
| - Internet Banking (optional)
- Mobile Banking (optional)
- Telephone Banking (optional)
- E-statements (optional)
- Over the counter at our 13 Financial Services Stores
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Applying for a loan with Community First
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Depending on what is most convenient for you, you can choose to apply online, over the phone, or by visiting one of our Financial Services Stores. After you apply for a loan with Community First, we will contact you within 24-48 hours regarding your application.
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Loan calculators
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Our Loan Calculators will help you work out a range of calculations such as how much you may be able to borrow, what your repayments will be, and how additional repayments can affect your loan term and interest paid.
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* Terms and conditions, fees and charges apply - details available on application. All loans subject to lending guidelines.
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